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Employee Benefits Summary
 
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Director of Human Resources
Mary Martin Selby

Email Us 

Phone Number
(804) 748-1551


Hours
8:30 a.m. - 5 p.m.
Monday - Friday

Mailing Address
Chesterfield County
Department of Human Resources
P.O. Box 40
Chesterfield, VA 23832-0040

Street Address
Lane B. Ramsey Administration Building
Third Floor, Room 302
9901 Lori Road
Chesterfield, VA 23832-0040
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Human Resources
Employee Benefits Summary

Insurance

Health Insurance  

Participation in one of the county-sponsored plans is voluntary.

Employees may choose between five levels of coverage: employee only, employee and child, employee and children, employee and spouse, and family coverage.

  • Premiums are deducted on a pre-tax basis from 24 of the 26 pay periods per year.

The county offers

Point-of-Service (POS) healthcare plan 

  • Copayments are required for certain services obtained under the POS
  • Members are required to select a Primary Care Physician

High Deductible Health Plan with Health Savings Account (HDHP)  

  • designed to empower you to take control of your health, including the dollars you spend on healthcare for you and your family.
  • gives you the benefits you would receive from a typical health plan plus healthcare dollars to spend your way.

Dental Insurance  

Participation in the dental plan is voluntary.

Employees have the same five levels of coverage as healthcare from which to choose.

  • Premiums are deducted on a pre-tax basis from 24 of 26 pay periods per year.

Employees have three dental insurance plans

Two traditional dental plans, Basic and Comprehensive covers

  • diagnostic and preventive care
  • basic dental services
  • (comprehensive covers) major restorative dental services and orthodontia

The third dental plan is a Dental Maintenance Organization (DMO)

  • provides basic as well as most major services at a set copayment and also covers orthodontia.

Whether enrolled in the Comprehensive Plan or DeltaCare, orthodontia is limited to a lifetime benefit of $1,500.

Long Term Disability  

You may elect coverage in a long term disability plan with The Hartford Insurance Company. The plan

  • provides income protection for accident or illness that renders incapacity for a minimum of 90 days
  • replaces approximately 65% of pre-disability income, not to exceed $4,000 per month, and is "offset" by any other sources of income to which you may be entitled

The maximum length of benefit payments is 24 months. The plan is 100% paid for by the employee on an after tax basis.

Life Insurance  

The County provides basic group term life insurance to employees through the Virginia Retirement System, and underwritten by Minnesota Life Insurance Company.

  • This coverage is provided at no cost to the employee.
  • For a natural death, the benefit is equal to the employee's pay (rounded to the next $1,000), and then doubled.
  • For accidental death, the benefit is four times the employee's pay. There is no maximum limitation on this benefit.

Optional Life Insurance  

  • This program allows employees to elect up to four times their pay (not to exceed a maximum of $700,000) of additional life insurance.
  • This plan also allows employees to purchase coverage for a spouse and/or children.
  • A spouse’s benefit is up to one-half the employee's benefit amount.
    • Premiums for the employee and spouse are based on the age of the insured person and increase with age
  • Coverage for children is $10,000, $20,000 or $30,000 per child.
    • Premiums for children are based on level of coverage and cover all children; there is no per-child rate.
  • Some levels of coverage may require Evidence of Insurability and may be subject to limitations.
  • Optional Life Insurance is 100% paid for by the employee on an after tax basis.

Retirement

VRS Retirement Benefits 

Chesterfield County participates in the Virginia Retirement System (VRS) defined benefit plan. The plan provides retirement benefits for full-time employees.

  • All full-time employees contribute 5 percent of their income on a pre-tax basis to VRS.
  • The county also contributes a percentage of all full-time salaries to VRS.
  • The percentage is determined biannually by VRS.
  • Participants of VRS are vested once 5 years of creditable service are earned.

Employees are in one of three categories: Plan 1, Plan 2 or Hybrid Plan employees.

Plan 1

Employees are employees who were hired prior to July 1, 2010 or hired after July 1, 2010 with prior VRS service credit and were vested (5 years of service) by January 1, 2013.

Plan 1 Retirement Benefit: The retirement benefit is determined by age at retirement, the highest 36 consecutive months of salary and years of service. VRS Plan 1 participants are eligible for full retirement benefits at age 65 with at least five years of service; or at age 50 with at least 30 years of service. Participants may also retire as early as age 55 with at least five years of creditable service or as early as age 50 with at least 10 years of creditable service.

Plan 2

Employees are those who were hired on or after July 1, 2010, rehired with no prior service credit in VRS, or hired before July 1, 2010 and not vested by January 1, 2013.

Plan 2 Retirement Benefit: The retirement benefit is determined by age at retirement, the highest 60 consecutive months of salary and years of service. VRS Plan 2 participants are eligible for full retirement benefits when they reach normal Social Security age and the participant has at least five years of service credit, or when age and years of service equal 90. Participants may also retire early at age 60 with at least five years of service credit.

Plan 1 and Plan 2 are defined benefit (pension) plans.  Employee contributions go to the employee’s Member Contribution Account with VRS, and are used to pay future retirement benefits to the employee.

Hybrid Plan

Employees are employees hired after January 1, 2014. Public Safety employees eligible for enhanced hazardous duty benefits are exempt from the Hybrid Plan.

The Hybrid Plan is a combination of a defined benefit (pension) plan, and a defined contribution (retirement savings) plan. Of the 5% mandatory contribution, 1% goes to the defined contribution plan. Employees can voluntarily elect to contribute up to an additional 4% to the defined contribution plan, and receive an employer match of up to 2.5%.

Hybrid Retirement Benefit: The retirement benefit is determined by age at retirement, the highest 60 consecutive months of salary and years of service. VRS Hybrid Plan participants are eligible for full retirement benefits when they reach normal Social Security age and the participant has at least five years of service credit, or when age and years of service equal 90. Participants may also retire early at age 60 with at least five years of service credit. The percentage used to calculate the retirement benefit is lower than what is used for Plan 1 and Plan 2 employees. Employees use the defined contribution plan (retirement savings) to supplement their benefit.

Hazardous Duty Positions: Whether you are considered a Plan 1 or Plan 2 employee, VRS participants that are in hazardous duty positions are eligible for full, unreduced retirement at age 50 with at least 25 years of creditable service or age 60 with at least five years of creditable service. Those age 50 with at least five years of creditable service are eligible for an early, reduced retirement. Employees who have at least 20 years of hazardous duty service at retirement may be eligible for a hazardous duty supplement, payable from the time of retirement until their normal social security age.

More information about these benefits can be found on Virginia Retirement System.

Savings Plans

Deferred Compensation  

The county provides employees additional opportunities to save for retirement. 

  • Employees in the VRS Hybrid Retirement Plan participate in the ICMA-RC deferred compensation savings plan. 
  • All employees are eligible to participate in the Empower Retirement deferred compensation savings plan. 

Credit Union  

The Chesterfield County Employees' Federal Credit Union is a savings, checking and loan organization available to all County employees. It offers convenient transactions through payroll deductions. If you are interested in becoming a member, contact the Credit Union Office.

529 College Savings Plan  

Chesterfield County employees can now enroll in the Commonwealth of Virginia's Section 529 college savings options: the Virginia Prepaid Education Program and the Virginia Education Savings Trust.

  • These programs are administered by the Virginia College Savings Plan, an independent state agency.
  • The 529 college savings plan application fee is reduced to $25.  

All Part-Time Employees

Deferred Compensation  

The county provides part-time employees an opportunity to save for retirement through the Empower Retirement deferred compensation savings plan. 

Employee Recognition Program  

Chesterfield County expects you to provide the best possible service to our customers. Toward this end, the County will recognize individuals and teams who demonstrate exceptional customer service, continuous improvement, and/or teamwork.

Credit Union

The Chesterfield County Employees' Federal Credit Union is a savings, checking and loan organization available to all County employees. It offers convenient transactions through payroll deductions. If you are interested in becoming a member, contact the Credit Union Office.

Workers Compensation  

If you are injured while on the job, you may be eligible under the Workers' Compensation Program for related medical care and certain leave benefits during any period of disability, resulting from injury within the guidelines of Workers' Compensation. The County's Risk Management Department administers the Workers' Compensation Program. Immediately report any job related injury to your supervisor.


Part-Time  Benefits-Eligible Employees

An eligible part time position is defined as a position for which the duties meet a permanent, ongoing operational need and for which the work schedule is expected to be at least an average of 24 hours per week.

Civil Leave  

Paid civil leave is provided if you are called to serve on a jury or receive a subpoena, but not if you are a plaintiff or defendant. Paid civil leave is only provided if your court time is during a time when you are scheduled to work. If you need to take civil leave, notify your supervisor in advance.

Military Leave  

Military leave provides you with fifteen work days of paid leave per calendar year for the purpose of attending annual reserve military training or call to active duty. The paid leave is prorated based on the average number of hours worked per week.

Flexible Spending Accounts  

You may also wish to participate in County sponsored Flexible Spending Accounts. The County offers both the Medical Expense and Dependent Day Care Expense accounts. These accounts allow you to set aside pre-tax contributions, which you can use to reimburse yourself for qualifying expenses incurred during the current plan year.

Tuition Assistance  

You are encouraged to participate in courses, which will help you to maintain a high level of job performance. You may apply for tuition assistance for courses related to the business of your department, 12 months after your hire date.

Health/Dental Insurance

Qualified part time employees are eligible to participate in the same county-sponsored health and dental plans as full-time employees. Part-time employees pay 100% of the monthly premium. Additional information on the health and dental plans can be found under the Full-Time Employees section above. Premiums are deducted on a pre-tax basis from 24 of the 26 pay periods per year.

Part Time Leave  

Employees will accrue Part Time Leave (PTL) at a rate of four hours per pay period based on 24 pay periods. This time may be used to provide pay on County holidays, vacation and for absences due to illness, medical appointments or personal reasons.

Leave Donation  

You may be permitted to receive donated annual leave or part time leave if you are unable to work due to your own serious medical condition or the serious medical condition of an immediate family member.

Family Medical Leave  

As a part time employee, you are eligible under Family Medical Leave Act (FMLA) if you have worked a minimum of 1250 hours during the previous 12 months.

Employee Assistance Program  

The County's Employee Assistance Program (EAP), is a free, voluntary and confidential program designed to help employees and family members resolve personal problems which impact job performance. The EAP provides you with assessment of problems, consultations and referrals to community resources when appropriate.

529 College Savings Plans  

Chesterfield County employees can now enroll in the Commonwealth of Virginia's Section 529 college savings options: the Virginia Prepaid Education Program and the Virginia Education Savings Trust.

  • These programs are administered by the Virginia College Savings Plan, an independent state agency.
  • The 529 college savings plan application fee is reduced to $25.
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